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Frequently Asked Questions

How long does it take to get a PPP loan approved?

The bank has 60 days to make a decision. If approved by the bank, the loan is then submitted by the bank to the SBA. The SBA then has 90 days to review and approve the application and will send payment to the bank paying off the small businesses PPP loan. Ready to apply for PPP funding?

Are PPP funds available on smartbiz?

The availability of PPP funds is limited, and SmartBiz and banks in the SmartBiz lending network make no representations or guarantees that PPP funds will be available when you apply. I have reviewed, understand, and agree to the SmartBiz Terms of Service, Privacy Policy, and Consent to Electronic Communications and Electronic Signatures.

How does PPP lending work?

HOW DOES IT WORK? Complete our simple PPP Loan application, and upload required documents to submit them to the bank quickly.* These PPP loans are forgivable for eligible borrowers. This means you don’t have to pay it back if the funds are used as designated under SBA rules.

How do I apply for forgiveness with smartbiz?

Borrowers that need assistance or have questions should call the SBA at (877) 552-2692, Monday – Friday, 8 a.m. - 8 p.m. EST. If your PPP amount is over $150, 000 and you received your PPP loan through a bank in the SmartBiz network, your bank will be contacting you directly about applying for Forgiveness.

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