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Let’s investigate. SmartBiz is a lending marketplace for SBA loans. That means that SmartBiz isn’t actually a lender. It doesn’t approve or extend SBA loans (or any other kind of business loans) itself. Instead, it takes your application and shops it around to lenders.How do I talk to a smartbiz loan consultant?
Talk to a SmartBiz loan consultant Monday - Friday 7:00AM - 5:00PM PST | Saturday 8:00AM - 5:00PM PST Call us (866) 283-8726 1.Why do small business owners choose smartbiz?
Small business owners choose SmartBiz to help them identify the right lender and apply for the right financing for their business. During the last financial crisis, banks weren’t equipped to provide the low-cost funding small businesses needed for growth.What credit score do I need to get a smartbiz loan?
SmartBiz’s different loan products do have slightly different personal credit score requirements. A working capital 7 (a) loan or non-SBA loan requires a “fair” FICO credit score (though 675 is at the top of the fair range), while a 7 (a) real estate loan requires a “good” FICO credit score.