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Frequently Asked Questions

How accurate is Credit Karma?

Overall, your Credit Karma score is an accurate metric that will help you monitor your credit — but it might not match the FICO scores a lender looks at before giving you a loan. For a more complete picture of your credit, you can order your FICO scores at MyFICO.com.

Is Credit Karma really free and safe?

Yes, Credit Karma is safe. In fact, the notion that it’s a scam is laughable. Not only is Credit Karma a real website with a solid reputation, but its services are also free to consumers, with no credit card required.

How does Credit Karma make money?

Credit Karma makes money when users sign up for one of the offers Credit Karma displays, whether for credit cards, loans, or another financial product. The company which issued the offer (credit card or lending firm) pays Credit Karma a commission here.

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