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What is a debit card and how does it work?

A debit card (also known as a bank card or check card) is a plastic card that is used as a payment method to cash when buying things. It is similar to a credit card, but unlike a credit card, the money comes directly from the user's bank account when using a debit card.

How do you open a debit card?

To obtain a debit card, you must first open a bank account. Almost all checking accounts can be attached to a debit card, allowing you to pay for goods and services without cash. When a debit card is used, you must enter a predefined personal identification number, or PIN, to complete the transaction.

How do you get a debit card?

Answer Wiki. To get a debit card, just open a checking account. You will need a Social Security number and/or Tax ID number issued by the Internal Revenue Service. The bank will give you a debit card you can use to withdraw your money at ATMs. Getting a traditional credit card is more complicated.

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