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Credit Sesame uses the VantageScore 3.0 scoring model with your TransUnion credit report to determine your credit score. With this combination, anything between 640 and 719 is considered a good score. Higher is considered excellent. Remember, each individual creditor, whether a bank, credit union,...Is Credit Sesame legitimate?
The simple answer is yes. Credit Sesame is safe and uses the same security measures as banks and the government to keep your information safe and secure. Credit Sesame is not a scam; it is providing a legitimate service.Is Credit Sesame accurate?
While Credit Sesame does give you accurate and reliable information about your credit report, the score should be used as an algorithm to tell you how changes to your credit report are affecting your credit score. Basically, your credit score from Credit Sesame may be different from the credit score that a lender pulls for you.