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Frequently Asked Questions

What is Sesame Credit Score?

Sesame Credit. For the American credit score service, see Credit Sesame. Sesame Credit, also known as Zhima Credit, is a private credit scoring and loyalty program system developed by Ant Financial Services Group (AFSG), an affiliate of the Chinese Alibaba Group. It uses data from Alibaba's services to compile its score.

What is Credit Sesame?

Credit Sesame is a company offering a website that provides users a free estimate of their credit score.

Can you get a bad credit home loan?

Because FHA home loans are insured they are much less risky for lenders. They are able to lower their minimum requirements for a loan. No longer do you need to have a 620 credit score, people with poor credit can get approved. These “bad credit home loans” are known as a sub-prime mortgage.

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