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Frequently Asked Questions

What is considered a good credit score from Equifax?

Here is an older image from the now retired Equifax Credit Score Card™. According to Equifax, a GOOD credit score rating ranges from 725-759, and an EXCELLENT credit score is anything above 760.

How do I get my credit report for free from Equifax?

To get a free credit report from Equifax, visit its website at Under the "Personal Solutions" tab, select "Credit Report Assistance" and click on the "Get My Free Annual Credit Report" link.

Is the Equifax FICO score typically the highest?

The Equifax credit score model uses a numerical range between 280 and 850, and FICO score models use a range between 300 and 850. In both cases, higher credit scores indicate lower credit risk.

Is FICO score the same as Equifax?

The Equifax Credit Score is a proprietary model created by Equifax. The FICO Score is a proprietary model created by Fair Isaac Corporation (FICO) . All Equifax consumer services and tools make use of the Equifax Credit Score unless otherwise indicated.

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