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Frequently Asked Questions

How do you determine your credit score?

The score generally ranges from 300-850 and is calculated using credit history information from your credit report. Your accounts, payment history, and inquiries into your credit are examples of credit report information used to calculate your credit score.

How your credit score is calculated?

The score is calculated by putting the information found in your credit report into a mathematical algorithm or formula that leads to a three-digit number ranging anywhere from 300 to 850. The lower the credit score, the higher your level of risk, and vice versa for a high credit score.

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