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Frequently Asked Questions

What is a credit score and how is it calculated?

The score is calculated by putting the information found in your credit report into a mathematical algorithm or formula that leads to a three-digit number ranging anywhere from 300 to 850. The lower the credit score, the higher your level of risk, and vice versa for a high credit score.

What is my credit score, and how is it calculated?

Your credit score is a three-digit number that's used to predict the likelihood that you'll pay your credit obligations on time. The score generally ranges from 300-850 and is calculated using credit history information from your credit report.

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