A 700 credit score is considered good and eliminates one major component required in qualifying to buy your dream home. Other factors affecting whether you can buy your dream home include your dream home definition, prices, down payment amount and your debt-to-income ratio (DTI). A good credit score is not enough to guarantee a dream home purchase.Is a credit score of 700 bad?
First, to put the 700 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is. A 700 credit score is not great, but it is good. No, 700 is not a bad credit score.