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The short answer is no, using Credit Karma does not lower your credit scores. Credit Karma requests your credit report information on your behalf. This is known as a soft inquiry, and it won’t impact your scores.Does Credit Karma keep my past tax returns?
Credit Karma Tax can import your prior year 1040 and pull your personal data and adjusted gross income from the federal tax form. You won't need to re-key this information if you filed with Credit Karma Tax, H&R Block, TurboTax or TaxAct last year. Find out if you're getting a refund File Your Taxes 4.Is Credit Karma a legitimate company?
Yes, Credit Karma is a legitimate free website that provides you with your credit score and report, no strings attached. It’s really free, and you don’t need to put in your credit card number or remember to cancel your free trial.