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Frequently Asked Questions

How do you sign up for Credit Karma?

Steps Go to the Credit Karma website. Look for the “Sign Up” button. Enter your email address and create a password. Pick a security question. Enter your personal information. Enter the last four digits of your Social Security Number. Provide pertinent information about yourself. Click on the “Submit” button.

Is it bad to check your credit on Credit Karma?

The short answer is no, using Credit Karma does not lower your credit scores. Credit Karma requests your credit report information on your behalf. This is known as a soft inquiry, and it won’t impact your scores.

Is Credit Karma a legitimate company?

Yes, Credit Karma is a legitimate free website that provides you with your credit score and report, no strings attached. It’s really free, and you don’t need to put in your credit card number or remember to cancel your free trial.

How accurate is Credit Karma?

Credit Karma is very accurate and totally trustworthy. The main issue causing the discrepancies is the fact that Credit Karma and FICO use slightly different methods of calculating your credit score. Let me explain. There are 2 main models used in the financial industry to determine a persons credit score.

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