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Frequently Asked Questions

Is Credit Karma really free?

Yes. Credit Karma is always free. Credit Karma won’t ask you for your credit card number during the registration process or at any other time.

How accurate is Credit Karma?

Credit Karma is very accurate and totally trustworthy. The main issue causing the discrepancies is the fact that Credit Karma and FICO use slightly different methods of calculating your credit score. Let me explain. There are 2 main models used in the financial industry to determine a persons credit score.

How do you get a free credit score report?

To get your free credit reports or free credit scores from Equifax, Experian or TransUnion, you must sign up for the trial offer and provide your credit card information (you need to first have a credit card) for the 24 hour credit report monitoring service.

What is the best free credit score?

Here’s the short answer: Most credit scoring models follow a credit score range of 300 to 850 with that 850 being the “best” score you can net.

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