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* Acima will purchase products up to your lease line amount for lease to you. Use some or all of your lease line for merchandise at thousands of retailers. Get the things you want without using credit you may have or increasing your debt. Make flexible payments that are conveniently scheduled with your payday.Is Acima cash price a loan or financing?
It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price.What are the eligibility requirements to lease a car from Acima?
In addition to being at least 18 years old, Acima’s eligibility guidelines require you to have the following: While you don’t need a good credit score to qualify for an Acima lease, the company does a soft pull of your credit report as part of evaluating your application.Is Acima a good option for people with bad credit?
That said, Acima can be a good option for people with bad or no credit and who need to purchase something now. Here are some of the pros and cons of using the leasing service: Acima uses a soft pull to access your consumer report, which doesn’t impact your credit score.